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EQS Compliance Cockpit

EQS COMPLIANCE COCKPIT

EQS Compliance COCKPIT is an integrated digital compliance management platform that provides a solution for all your compliance-related tasks. From managing whistleblowing reports to streamlining approval processes and digitising company policies, EQS Compliance COCKPIT brings these processes together in one place.

With EQS Compliance COCKPIT, you can access the following modules:

Integrity Line

Integrity Line is the market-leading solution for anonymous whistleblowing, enabling your employees to report misconduct such as corruption, abuse of power and discrimination.

Policy Manager

Policy Manager helps you manage all your important policies digitally in one central location, making policy management more efficient and ensuring that employees are always kept up to date.

Approval Manager

Approval Manager helps you easily manage gifts, invitations and conflicts of interest within your organisation. You can also define company-specific rules so that, when a gift or invitation is requested, it is automatically approved or forwarded to management or the compliance department for review.

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EQS

Cybersecurity Report

The Cybersecurity Report uses advanced systems to detect vulnerabilities and threats to help assess all the pillars of cybersecurity: human risk, business processes and technology

Cybersecurity Report is the most complete and advanced all-in-one risk assessment and management report on the market that allows you to accurately quantify and qualify threats to your business

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Cyber Security Report

Credit Insurance - CESCE Fácil

Take precautions against non-payment by ensuring your sales on credit.

Credit Insurance Benefits

If you are an SME selling on credit, we offer you the quickest and easiest insurance that covers payment default.

  • We guarantee the sales you make for your entire customer portfolio
  • We compensate you for unpaid claims
  • We cover up to 85% of your sales value to identified customers
  • We do not charge you any administrative fees
  • Single price depending on your invoice
  • We make it possible to cover anonymous or unclassified clients
  • Includes debt recovery management service
  • We improve your sources of finance by improving your own credit conditions

 

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Quando é útil contratar um seguro de crédito?

Selling on credit is common practice. Accepting payment terms over an extended period of time means taking risks of payment default, which must be considered when selecting customers for business.

If a customer is in an unstable situation, the transaction may result in an unpaid invoice. Can your company take that risk?    

Credit insurance provides security when doing business, covering the risks of insolvency and reducing the impact that a payment default can create on the stability of your company and its survival

An essential tool for efficient risk management, which includes two complementary services:

  • Recovery management of unpaid debts.
  • Compensation in case of non-payment of commercial transaction

 

SERVICIO CONSULTORIA

A price adjusted to your size

INFORMA, through its parent company CESCE, provides SMEs selling on credit with a standard insurance policy that can be purchased quite simply.

Thanks to the systemised management of the INFORMA D&B database and the experience of CESCE credit insurance management, we offer you an easy system to calculate the price of your insurance, without any commitment, based on your insurable sales volume.

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Optimizacio N De Datos

Credit insurance is that easy

  • Valid for SMEs up to 5M euros.
  • Coverage for national and international sales, in 32 countries
  • No limitations by sector of activity.
  • Fixed amount adjusted to the invoicing volume and with fractioned payment
  • No prior assessment of the debtors' portfolio required
  • No need to declare collections or sales

If you identify your customers for CESCE to classify them:

  • We guarantee 85% of the annual invoicing per debtor
  • A maximum risk limit per debtor will be available to you, depending on your invoicing, of up to EUR 160,000.
  • You will not have a maximum annual compensation on those debtors.

If you choose not to identify any of your customers, you have no problem.

In that case:

  • We guarantee 60% of annual turnover per debtor
  • You can count on a maximum risk limit per debtor, depending on your invoicing, of up to EUR 3,000 
  • Maximum annual compensation of 3 times the premium paid

 

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Contact us and receive all the information you need

Would you like to receive more information?

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Devedor Seguro Express

An exclusive digital insurance solution for INFORMA customers.

Devedor Seguro Express

A policy that simplifies the process of taking out trade credit insurance:

  1. No upfront premiums or sales declarations.

  2. Insure customers directly from our commercial risk reports in just a few clicks.

  3. Insures customers, not their individual transactions.

  4. You do not need to insure your entire portfolio. Choose only the customers you wish to insure.

How does Devedor Seguro Express work?

Insure your customers quickly and easily from their commercial risk reports.

  1. In the report you request, select the “I want to know more” button and we will contact you.

  2. You will receive an email containing your username and password so that you can complete the process and activate the policy, with no cost or commitment.

  3. You will automatically be able to choose which customers you wish to insure.

  4. Before taking out the policy, you will be informed of the premium amount and can decide whether you wish to proceed.

  5. Once you accept the cover, the customer will be insured.

  6. Manage your insurance through the Cesnet customer area at cesce.es.

Devedor Seguro Express policy features

  1. No initial premium.

  2. No assessment or investigation fees.

  3. No sales reporting.

  4. Valid for domestic customers who meet certain predefined conditions.

  5. Requested risk limit: €3,000 to €60,000.

  6. Coverage period: 3, 6 or 12 months.

  7. Maximum sales credit period: 180 days.

  8. Premium based on the debtor, the risk limit granted and the coverage period.

  9. No minimum number of customers to insure.

  10. Debt recovery service included.

  11. Coverage update available before expiry.

Polizafacil